The Responsible Debt Relief (RDR) Institute offers a customized collections program that is based on the patent-pending RDR consumer debt capacity assessment algorithm. This objective, “means-testing” approach offers individualized member repayment plans (based on 10-25 minute counseling sessions that generate RDR scores), pre-delinquency “financial stress” tests, full- and partial-payment collection plans (implemented by RDR affiliated providers such as CCCSs), full ‘Responsible Choice’ partial payment plans for all unsecured debts (alternative to debt settlement companies), and “hybrid” loan refinance plans for existing home and auto loans. In addition, RDR maintains a dedicated website for securely storing RDR client information (including evaluation scores, program enrollment, payment status, RDR assessment data) as well as future analytics of program data.
These customized RDR collections plans, which are tailored to best fit the needs of your organization, will increase your net collections, reduce your account management expenses, and provide a safe and effective alternative for your clients to debt settlement and bankruptcy. Hence, the customized RDR collections program will optimize your staff resources through the integration of cutting-edge RDR software, reduce account management expenses with the utilities of the secure RDR client account website, increase revenue through innovative partial-payment plans, assist clients with their debt obligations, and provide accounting assistance with “charge-off” reports for bank examiners.

For a complete description of the customized collections services offered by RDR, contact our office at info@responsibledebtrelief.org. We are also able to schedule webinars to describe, explain and answers questions regarding this revolutionary program.